Main Entry: bu·reau·crat
Pronunciation: \ˈbyu̇r-ə-ˌkrat, ˈbyər-\
: a member of a bureaucracy
Main Entry: bu·reau·cra·cy
Pronunciation: \byu̇-ˈrä-krə-sē, byə-, byər-ˈä-\
Inflected Form(s): plural bu·reau·cra·cies
Etymology: French bureaucratie, from bureau + -cratie -cracy
1 a: a body of nonelective government officials b: an administrative policy-making group
2: government characterized by specialization of functions, adherence to fixed rules, and a hierarchy of authority
3: a system of administration marked by officialism, red tape, and proliferation
Oh my! Sounds a lot like an insurance company to me.
Not so long ago my aunt had a blood test done that showed positive markers for pancreatic cancer. One of the things needed for further testing was an MRI study with and without contrast and the most important one being the one with. The insurance paper pushers decided that they would allow her to have the one without contrast but not the one she needed the most. They have also recently denied her another test that her doctor told her was needed. I will not even go into the medications the doctor prescribed that the insurance company will not approve.
So you see, that old scare tactic isn't a what if, it's an already is. Universal health care would be better because your doctor would have more say about what you need for your health care. Paper pushers who work for the insurance companies are there to make sure the insurance company makes money. They do not really care whether or not you are sick and need an expensive procedure. Or rather they do care, because they stand to lose money if you actually need the health care you gave them money to insure you would get when you needed it... and they will drop you like hot potato if it looks like you're going to start costing them money.